finance

Silver surfers should consider digital assets in their will

Digital assets may include software, websites, downloaded content, online gaming identities, social-media accounts and even e-mails. more…

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Growing debt problem among ageing South Koreans

A total of 18,342 Koreans 50+ filed for a debt workout last year, accounting for 24.2 percent of all debt workout applicants, more…

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Wealth transfer a major issue in ageing APAC

47% of Japan’s wealthy are over 66 and 15% are over 75. But excluding Japan, more…

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Baby boomers having ‘another’ mid-life crisis

Dealing with financial shortfalls, ailing parents living longer, reduced inheritances, and a retirement rethink, more…

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Will Boomers Leave Inheritance? East vs. West.

There are few issues that illustrate the difference between baby boomers in Western cultures from their Asian counterparts, than the issue of inheritance. more…

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Which Stocks Have the Biggest Exposure to Ageing Baby Boomers?

This should make corporate CEO’s sit up and take notice; a link between stock price and exposure to the ageing phenomenon. The Boomers are richer than any group in history, accounting for 50% of all U.S. discretionary income, and 75% of drug spending. So is Wall Street starting to see the impact of a mass…more

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The Impact of Ageing on Sovereign Ratings

Standard & Poors, the rating agency, has issued it’s prediction of how ageing will affect the rating of sovereign nations. Their report entitled “Global Aging 2010: An Irreversible Truth” opens with the comment “No other force is likely to shape the future of national economic health, public finances, and policymaking as the irreversible rate at…more

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Citibank Survey Reveals Conservativism Among Older Entrepreneurs

The USA Citibank small business survey (Q1, 2010) reveals dramatic differences in attitude between older and younger entrepreneurs according to this article. For example: 41 percent of the older respondents don’t believe their businesses will be better off in 12 months, while 53 percent of the younger business owners think things will be improved a…more

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Investment Managers View Of Ageing Opportunity

The ageing population theme has so far been largely overlooked by fund managers according to this article in Moneywise. Financial folks predict (unsurprisingly) that if people live into their eighties, they tend to run down their savings, buy annuities, down-trade in the housing market and maybe go into retirement accommodation, and spend on domiciliary care…more

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$1million No Longer Enough For Retirement? – Study

A recent survey of 226 registered investment advisers on the topic found that 71% don’t believe $1 million is enough for the average American family. And the burden increases with youth according to this article in The Street. In the analysis from Scottrade, seniors are the only generation that may come close to needing only…more

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